“A mortgage is a life commitment” | Mortgage myth busters | HSBC UK

“A mortgage is a life commitment” | Mortgage myth busters | HSBC UK

is a mortgage really for life although your mortgage is a commitment it's also an investment for your future your mortgage could be with you for many years but your home could stay with you after your mortgage is long gone taking time to review your mortgage on a regular basis means you can make decisions that may reduce the time it takes to pay it off whether this is remortgaging for a better rate changing your term or setting up a regular overpayment there are lots of ways to pay it off sooner but remember it's your mortgage and you don't have to do this how long your mortgage lasts depends on your circumstances and your approach to paying it off for example do you make an overpayment or go on holiday this month which of these is more important to you it's your call and there is no right answer as long as you're making your regular monthly payments the rest is down to you you

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