About Us

Addendum provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty HARP loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages, VA loans, equity lines, FHA loans, conventional loans, jumbo loans, reverse mortgages and USDA loans.

Addendum has been making home buying dreams come true for nearly 20 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 1996, Addendum  began in a small suburb of Arlington in an even smaller office suite. Since then, also like many of those we help find financial security, our standing has improved dramatically.

We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades. Through providing financial support and services to satisfied homebuyers, Addendum  has funded over $4 billion in home loans.

recent case studies

Corporate Video Showcase

With a community of over 400 million users (and a majority age group being 18 to 29), wouldn’t you want to make sure you’re monitoring what people are posting on social networks? Especially if the demographic of your audience falls in that age range.

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who we are

Company Profile

We put the client’s best interests and satisfaction above all else. Our determination to cater to your specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.

Frequently Asked Questions

FAQ

For more than 40 years, we’ve been passionate about achieving better results for our clients.

We take pride in our ability to learn the fundamentals of virtually any industry or technology quickly. Some of the markets we have served include green technologies, medical devices, biotechnology, Internet/e-commerce, telecommunications, distance education/e-learning, real estate… view all

We take pride in our ability to learn the fundamentals of virtually any industry or technology quickly. Some of the markets we have served include green technologies, medical devices, biotechnology, Internet/e-commerce, telecommunications, distance education/e-learning, real estate… view all

We take pride in our ability to learn the fundamentals of virtually any industry or technology quickly. Some of the markets we have served include green technologies, medical devices, biotechnology, Internet/e-commerce, telecommunications, distance education/e-learning, real estate… view all

We take pride in our ability to learn the fundamentals of virtually any industry or technology quickly. Some of the markets we have served include green technologies, medical devices, biotechnology, Internet/e-commerce, telecommunications, distance education/e-learning, real estate… view all

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FINANCIAL SERVICES
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CONSUMMER PRODUCTS
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ENERGY & ENVIRONMENT
important milestones

Company Timeline

With a community of over 400 million users (and a majority age group being 18 to 29), wouldn’t you want to make sure you’re monitoring what people are posting on social networks?

14.01.2019
Reap the reward

You will receive your keys and you are a homeowner OR you will begin saving monthly or through the life of the loan!

15.01.2018
Lock rate

Remember, your rate doesn’t depend on your application alone. It is also based on the type of loan and your credit scores. We will shop for your best rate and best type of loan for you.

15.01.2018
Processing & Underwriting

Your loan file will be reviewed by a mortgage underwriter and the processor will assist you in walking through the loan process until the loan is clear to close. During this process, you will be asked for updated documentation and anything that is needed to get your loan closed ASAP.

15.01.2018
Clear to close

you will get your Closing Disclosure to sign to start your 3 day clock for loan closing.

15.01.2018
Closing day

Prepare to sign a big stack of papers until your hands cramp.

13.01.2018
Loan application

Work together to estimate your budget and determine how much home you can afford. We will also discuss what’s included in your mortgage payment.

13.01.2018
Documentation

You will have to provide income documents, asset documents, and other documents we will request to move you to pre-approval stage. You will also be asked to sign your initial disclosures with the estimated closing costs.

13.01.2018
Pre-approval

Get your pre-qualification letter or pre-approval to determine loan amount and prove you are a serious buyer. Skip this step if you are applying for a refinance.

13.01.2018
Shop for your home

Visit properties and work with your realtor to find the right home and location for you. Skip this step if you are applying for a refinance.

download our app

Speed Up the Loan Process

Stay tuned for the hottest news and the latest updates! With our app you will always have a chance to see new offers and loan rate changes. Use Addendum App an stay mobile and trendy!

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